Disclaimer

Last updated: May 26, 2026
⚠️ Important — please read before using this site. NobodyToldYou.io is an educational tool. It is not financial advice, not investment advice, and not a recommendation to buy or sell anything. By using this site you accept the terms below.

1. Informational and Educational Purpose Only

The compound interest calculator and all related content on nobodytoldyou.io (the "Site") are provided by Small Sun Corp, a Florida corporation ("Small Sun Corp," "we," "us," or "our"), solely for general informational and educational purposes. Nothing on this Site is intended to be, and nothing on this Site should be construed as, investment advice, financial advice, tax advice, legal advice, accounting advice, or a recommendation, endorsement, or solicitation to buy, sell, or hold any security, asset, or financial product.

2. No Adviser-Client Relationship

Small Sun Corp is not a registered investment adviser under the U.S. Investment Advisers Act of 1940, not a registered broker-dealer, not a licensed financial planner, and not a fiduciary to you. No use of this Site creates an adviser-client, broker-client, fiduciary, or any other professional relationship between you and Small Sun Corp.

3. Hypothetical Projections

All outputs of the calculator are hypothetical and illustrative. They are generated automatically from user-supplied inputs and from general assumptions (including historical market averages) that may not reflect actual future market conditions, fees, taxes, inflation, sequence-of-returns risk, or your individual circumstances.

Past performance is not indicative of, and does not guarantee, future results. Actual investment results will differ, possibly materially, from any figure displayed by the calculator. The calculator is a teaching aid, not a forecast.

4. Investment Risk

All investing involves risk, including the possible loss of the entire principal invested. Markets fluctuate. No investment strategy can guarantee a profit or protect against loss in declining markets. You should never invest money you cannot afford to lose.

5. No Solicitation

The information on this Site is not directed to any person in any jurisdiction where the publication or availability of such information would be contrary to local law or regulation. Nothing on this Site constitutes an offer or solicitation in any jurisdiction in which such offer or solicitation is unlawful.

6. Consult a Qualified Professional

Before making any investment, tax, or financial decision, you should consult a licensed and qualified financial adviser, tax professional, and/or attorney who can evaluate your specific situation. Do not rely on this Site as a substitute for individualized professional advice.

7. "As Is" — No Warranties

The Site and the calculator are provided strictly on an "as is" and "as available" basis, without warranty of any kind, express or implied, including without limitation any warranty of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the calculator is free of errors, bugs, or interruptions, or that any result it produces is accurate.

8. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Small Sun Corp, its officers, directors, employees, affiliates, contractors, or licensors be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages — including without limitation lost profits, lost savings, lost investment returns, or loss of data — arising out of or related to your use of, or inability to use, the Site or the calculator, even if advised of the possibility of such damages. Your sole and exclusive remedy is to stop using the Site.

9. Assumption of Risk

You acknowledge that any decision you make based, in whole or in part, on information obtained from this Site is made at your sole risk and responsibility.

10. Third-Party Content and Links

The Site may reference or link to third-party content, including brokerage platforms. We do not endorse and are not responsible for any third-party content, products, or services. Any decision to open an account with a third-party broker is your own independent decision.

11. Intellectual Property

All content, code, design, text, and graphics on the Site are © 2026 Small Sun Corp, unless otherwise noted, and are protected by U.S. and international copyright and trademark laws. "NobodyToldYou.io" is a brand operated by Small Sun Corp.

12. Changes

We may modify this Disclaimer at any time by posting an updated version on the Site. Your continued use of the Site after changes are posted constitutes acceptance.

13. Governing Law and Venue

This Disclaimer and any dispute arising out of or relating to it or to the Site shall be governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws principles. You agree that the exclusive venue for any dispute shall be the state or federal courts located in Miami-Dade County, Florida.

14. Contact

Questions about this Disclaimer can be sent to:
legal@nobodytoldyou.io
Small Sun Corp, Florida, United States

📚 Want to learn more? For free educational resources about investing, visit investor.gov, the official investor education site of the U.S. Securities and Exchange Commission.