NobodyToldYou.io (the "Site") is owned and operated by Small Sun Corp, a Florida corporation ("Small Sun Corp," "we," "us," or "our"). This Privacy Policy explains how we handle information when you visit the Site.
We want to be clear about what we do not do:
We use Google Analytics 4 (GA4) to understand how people use the Site in aggregate. This helps us improve the calculator. The data collected is anonymous and aggregated. Specifically:
We cannot identify individual users from this data. Google Analytics is governed by Google's own Privacy Policy, available at policies.google.com/privacy.
You can opt out of Google Analytics tracking by installing the official browser add-on at tools.google.com/dlpage/gaoptout.
The Site uses a minimal number of cookies, set by Google Analytics, for the purposes described in Section 3. We do not use advertising or marketing cookies. Most browsers allow you to block or delete cookies through your browser settings; doing so will not affect the functionality of the calculator.
All calculations performed on the Site happen entirely within your browser. The numbers you enter — your age, savings, monthly investment, expected return — are never transmitted to our servers and are never stored anywhere by us. When you close or refresh the page, that data is gone.
The Site may contain links to third-party platforms, including brokerage websites. When you click these links and visit those sites, you are subject to their own privacy policies. We are not responsible for the privacy practices of any third-party website. We encourage you to read their privacy policies before providing any personal information.
We may receive compensation from third-party platforms when you open an account through links on our Site. This is disclosed clearly where relevant. We do not share your personal data with these partners — clicking a link simply directs your browser to their website.
The Site is not directed at children under the age of 13, and we do not knowingly collect any information from children under 13, consistent with the U.S. Children's Online Privacy Protection Act (COPPA). If you believe a child has provided information through our Site, please contact us immediately and we will take appropriate action.
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA):
To exercise any of these rights, contact us at the email below.
If you are accessing the Site from the European Economic Area, the United Kingdom, or Switzerland, you have rights under the General Data Protection Regulation (GDPR), including the right to access, rectify, erase, restrict, port, and object to the processing of your personal data. Our legal basis for processing the limited analytics data described in Section 3 is our legitimate interest in operating and improving the Site. To exercise these rights, contact us at the email below.
The Site is operated from the United States. If you access the Site from outside the United States — including from the European Union, the United Kingdom, Argentina, Spain, or Bolivia — please be aware that any data we process (including analytics data) may be processed in the United States, which may have different data protection laws than your country.
We use industry-standard technical measures to protect the limited information we process, including HTTPS encryption for all traffic to and from the Site. No method of transmission over the internet is 100% secure, however, and we cannot guarantee absolute security.
We may update this Privacy Policy from time to time. When we do, we will update the date at the top of this page. Continued use of the Site after changes constitutes your acceptance of the updated policy.
If you have any questions about this Privacy Policy, or wish to exercise any of the rights described above, please contact us at:
legal@nobodytoldyou.io
Small Sun Corp, Florida, United States